Website disclaimer and important notices

Please read

The information on this site is for general informational purposes only.

It does not constitute financial, legal, or professional advice for your specific situation. Results may vary.

cilizenaatora provides financial planning services by subscription, focusing on support and guidance rather than guarantees or specific outcomes. All decisions remain your responsibility, and you should consult a licensed professional for advice before making any major financial choices.

General notice

The content on cilizenaatora.com is intended to inform and support users but may not be accurate or up to date at all times. We strive for accuracy, but errors or omissions can occur. Use of this site is at your own discretion.

Limitations of liability

cilizenaatora and its representatives are not responsible for any loss or damages resulting from use of the site or its services.

No liability is accepted for any decisions made based on information provided here.
We do not guarantee the accuracy or completeness of any material published.
No assurance is given that our service will meet your expectations or requirements.
cilizenaatora is not liable for technical issues that may impact website access or communication.

Accuracy of information

We aim to provide clear and current information but cannot guarantee that all content is correct, complete, or current. Please consult with a qualified professional for specific advice.

You are responsible for verifying any information before relying on it.

No professional advice

Nothing on this website should be relied upon as financial, legal, or other professional advice. Please consult a licensed advisor for your individual needs.

External links

Links to external sites are provided for convenience, but cilizenaatora does not endorse or take responsibility for their content or accuracy.

No guarantee of outcomes

We do not guarantee any specific results from our service. Each individual’s experience will differ. Results may vary.

Individual results may vary

Outcomes depend on your unique circumstances and decisions. Seek independent advice as needed.

Financial services information and fees

All fees, terms, and service details are outlined for transparency. Our monthly fee is A$250, with no hidden costs.

APR: Not applicable—this is a subscription fee, not a loan or credit product.
Fee: A$250 per month for the standard plan; other plans as described on the pricing page.
Repayment terms: Subscription is billed monthly, with cancellation available at any time.

Jurisdiction and governing law

cilizenaatora operates under Australian law and regulations relevant to financial planning services.

By using this website, you agree to comply with local Australian regulations. Services may not be available in all areas.

The laws of Australia govern all activities on this website and in our client agreements.

You are responsible for compliance with your local laws and regulations.

Indemnification

By using this website, you agree to indemnify cilizenaatora against claims, losses, or damages arising from your use of the site or services.

Severability

If any provision is found unenforceable, the remaining terms will remain valid and in effect.

Modifications

cilizenaatora reserves the right to change website content, terms, or service details at any time without prior notice.

Contact us

For questions about this disclaimer or our services, please contact cilizenaatora using the details below.

Contact email: content@cilizenaatora.com

Phone: +61 3 2928 6430

Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Effective date: September 25, 2025

Last updated: September 25, 2025