Terms and conditions for cilizenaatora.com subscription services

These terms govern your use of cilizenaatora.com and our subscription planning services. Please read them carefully before subscribing or using the website.

September 27, 2025

Acceptance of terms

By accessing or using cilizenaatora.com, you agree to these terms and all applicable laws. If you do not agree, please do not use the site or services.

Definitions

Certain terms have specific meanings in these conditions. Please review them for clarity.

  • ‘Subscription’ means the ongoing service and support provided for a monthly fee as described on the website.
  • ‘Client’ refers to any person or entity using our subscription planning service.
  • ‘Fee’ means the amount payable for the subscription, currently A$250 per month, unless otherwise stated.
  • ‘Advisor’ means our qualified professionals delivering planning consultations.

Permitted use of services

You may use cilizenaatora.com and subscribe for planning services only for lawful purposes in accordance with these terms.

Eligibility

You must be at least 18 years old and capable of entering a binding agreement to use our services.

Services not available to minors.

Your responsibilities

Clients are responsible for providing accurate details and using our services as intended.

  • Ensure your contact and account information is up to date.
  • Keep login credentials confidential and notify us of any security issues.
  • Use the website and services only for personal or business planning needs, not for unlawful activity.
  • Comply with all applicable Australian laws and regulations.

Prohibited uses

You must not misuse cilizenaatora.com or any of its services.

  • Use the website for unlawful, fraudulent, or malicious purposes.
  • Attempt to gain unauthorized access to accounts or data.
  • Interfere with website performance or security features.
  • Transmit viruses or harmful code through the website.
  • Use content from cilizenaatora.com without permission.

Intellectual property rights

All content, graphics, and materials on cilizenaatora.com are the property of cilizenaatora or its licensors and are protected by copyright and intellectual property laws. You may not copy or distribute material without consent.

User content

Any material you submit remains your responsibility, and you grant cilizenaatora a right to use it as needed to provide services.

User content rights and license:

By submitting content, you warrant you have the right to do so and grant us a license for necessary use.

Your privacy and security

See our Privacy Policy for details on how we collect, use, and protect your information. Use of our services implies agreement with this policy. Privacy Policy

Important disclaimers and warnings

Our services do not include guarantees or promises of specific results. Results may vary.

Caution advised:

Use judgment and seek professional advice as needed. We are not liable for your decisions.

Limitation of liability

cilizenaatora is not liable for any indirect, incidental, or consequential damages from use of our site or services.

Indemnification

You agree to indemnify cilizenaatora against claims arising from your use of the site or services.

Dispute resolution process

We aim to resolve disputes promptly and fairly. Contact us first with any concerns.

Arbitration

Disputes may be referred to arbitration in Australia if not resolved through our internal process.

Arbitration does not preclude statutory consumer rights.

Online dispute resolution

You may also use the Australian Online Dispute Resolution service for complaints.

Australian ODR platform: Australian ODR platform

Applicable law and jurisdiction

These terms are governed by Australian law, and disputes are subject to local courts.

Termination

You may cancel your subscription at any time. We reserve the right to suspend service for violations of these terms.

Modifications

cilizenaatora may update these terms or service details by posting revised versions online.

Severability

If any provision is found invalid, the rest of the terms remain in effect.

Entire agreement

These terms, along with our policies, are the full agreement between you and cilizenaatora.

Contact us for questions

Questions about these terms? Reach out to our team for clarification.

Contact email: content@cilizenaatora.com

Phone: +61 3 2928 6430

Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Effective date: September 27, 2025

Version: 1.0